There are two different programs available to help households prevent foreclosure.

The basic Foreclosure Prevention provides up to $10,000 in assistance to households to bring their mortgage current. In exchange, weatherization and energy efficiency upgrades will be required. If necessary, additional funds may be made available for these repairs.

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For both programs, assistance is provided in
the form of a 0 percent interest loan,
forgivable after thirty years. However,
repayment may be required in the event that
the home is sold, is refinanced, is no longer
the primary residence, or is used as a rental
property.

Contact The Housing Corporation for an application. Detailed instructions will be provided over the phone.

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When submitting an application for SHIP Foreclosure Prevention Assistance, all of these documents must be provided as applicable for all household members over the age of  18 unless otherwise noted.

• Copies of last 30 days pay stubs.
• Copy of last two years W-2 statements.
• Copies of Social Security Benefits Award letters or pension letters.
• Copies of the complete income tax return form the last two years.
• Copies of bank statements for the last six months.
• Copies of investment statements from the last six months.
• For self-employed applicants or hous

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